<p><span style="font-family: arial, helvetica, sans-serif; font-size: 10pt;" data-teams="true">Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional.</span></p><p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;"><strong>Job Summary</strong></span></span></p>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">The <strong>Senior Processor</strong> is responsible for the gathering and review of loan documentation meets Federal, State, and Investor requirements to prepare for underwriting review and loan closure. As a Senior, this role mentors junior staff and assists with issue escalation.</span></span></p>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;"><strong>Essential Duties and Responsibilities</strong></span></span></p>
<ul>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Manages a pipeline of mortgage loans. Reviews file submissions for accuracy and completeness. Verifies that all required documents are properly located in the loan files. Performs initial review of income, credit report, and assets to ensure lender guidelines are met. Requests and follows up on all outstanding items with borrowers.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Trains and mentor’s processor staff. Acts as issue escalation point of contact. Elevates issues to manager as needed.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Maintains high level of customer service by being proactive in communicating with borrowers and team members. Provides clear, effective communication with borrowers and team members when completing file-related activities.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Understands and ensures all compliance and regulatory requirements are adhered to according to federal and state laws and regulations as well as company guidelines.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Submits completed loan package to Underwriter for review and approval.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Submits completed loan package to Closing upon final review.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Ensure the loan origination system is kept up to date with current and accurate information.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Miscellaneous duties as assigned.</span></span></li>
</ul>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;"><strong>Position Requirements</strong></span></span></p>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Education</span></span></p>
<ul>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">High school diploma or equivalent required </span></span></li>
</ul>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Experience</span></span></p>
<ul>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Minimum four (4) years of mortgage processing experience with a variety of investors (FNMA, FHLMC, FHA, VA, USDA)</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Knowledge of Regulation B compliance</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Experience with and ability to navigate agency guidelines</span></span></li>
</ul>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Functional/Technical Skills</span></span></p>
<ul>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Effective written and verbal communication skills</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Ability to collaborate effectively with team</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Working knowledge of mortgage loan documents, loan origination program and underwriting guidelines</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Demonstrates a commitment to quality customer service</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Strong attention to detail </span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Well organized with the ability to multi-task</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Demonstrates strong time management skills with the ability to meet deadlines</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Works well with others</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Proficient in all compliance-related regulations including RESPA and TRID</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Strong mathematical skills</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Strong PC skills (MS Office products) and experience with mortgage origination systems. Encompass experience preferred.</span></span></li>
<li><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">If applicable, maintain individual licenses as required per state regulations/SAFE Act</span></span></li>
</ul>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;"><strong>Environmental/Physical Demands</strong></span></span></p>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</span></span></p>
<p><span style="font-size: 11pt;"><span style="font-family: Calibri, sans-serif;">This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.</span></span></p><p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; font-size: 12pt; white-space: normal; background-color: #ffffff; line-height: 18.4px; font-family: Aptos, sans-serif;"><strong style="box-sizing: border-box; font-weight: bolder;"><span style="box-sizing: border-box; font-size: 10pt; line-height: 15.3333px; font-family: Arial, sans-serif;">Benefits</span></strong></p>
<p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; font-size: 12pt; white-space: normal; background-color: #ffffff; line-height: 18.4px; font-family: Aptos, sans-serif;"><span style="box-sizing: border-box; font-size: 10pt; line-height: 15.3333px; font-family: Arial, sans-serif;">Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.</span><span style="box-sizing: border-box; font-size: 10pt; line-height: 15.3333px; font-family: Arial, sans-serif;"> </span></p>
<p style="box-sizing: border-box; margin: 0in 0in 8pt; color: #1c1c1e; font-size: 12pt; white-space: normal; background-color: #ffffff; line-height: 18.4px; font-family: Aptos, sans-serif;"><span style="box-sizing: border-box; font-size: 8pt; line-height: 12.2667px; font-family: Arial, sans-serif;">Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email <a rel="noopener" target="_blank">HR-Recruiting@planethomelending.com</a>.</span></p>
